2027 ACA Marketplace | Old Western Insurance

You're Booked!

Your ACA Marketplace appointment with Clay at Old Western Insurance is confirmed.

Before We Meet

Your Next Step

New Clients

New to Old Western Insurance?

Get a head start: enter your Marketplace information, including your current doctors, dentists, and prescriptions, and preview your 2027 health insurance rates before we meet.

START INTAKE & PREVIEW RATES →

No need to select a plan or enroll. Once you reach the plan selection page, your information will be sent to me so I can review it and recommend a plan.

Returning Clients

Already an Old Western Insurance Client?

Watch for required HealthSherpa forms sent to you by email and text.

Depending on Marketplace requirements, you may receive more than one form.

Complete each form only once. You can use whichever message is easiest — email or text.

Required: Have This Information Ready

Please have the following available for our appointment.

  • Names and dates of birth for everyone applying
  • All current doctors, dentists, and prescriptions
  • Estimated 2027 household income: Have last year's tax return handy, or your latest pay stub if you only have W-2 wages. Note any expected income changes for 2027.
  • Employer insurance too expensive? Bring the monthly cost of the cheapest employer plan for just you and for your family to see if you qualify for a subsidy.

Questions or need to change your appointment? Call or text 855-701-7113. Save this number as Old Western Insurance.

Meet Clay Murdock

Why I Started Old Western Insurance

Hi, I’m Clay Murdock! I started Old Western Insurance because I realized farmers, ranchers, rural Americans — really, all Americans — needed better options and better guidance when it came to protecting their health, their families, and what they’ve worked for.

Before I was a licensed agent, I was unexpectedly diagnosed with Type 1 diabetes. Up until that moment, I had always thought I didn’t really need health insurance. Suddenly, I was looking at the cost of insulin and wondering how my family and I were going to afford keeping me healthy until I could enroll in coverage at the end of the year.

I was afraid medical costs could put everything my family had worked for at risk — including our family ranch. That fear was especially real because my family had already been through something similar when my aunt, who was also diabetic, was a baby and no insurance company would accept her. I found out pretty quickly how scary it was trying to figure everything out on my own. I didn’t know who to call, I didn’t know who to trust, and I doubted anyone would take my health needs as seriously as I would.

What I did know was that without the right coverage, I couldn’t live the healthy and safe life I needed to live. So I figured it out. I became an insurance broker and started Old Western Insurance so I could give other people the kind of help I wished I’d had.

Old Western Insurance was built to help real people protect their families, farms, ranches, businesses, and finances from both the expected and unexpected costs of healthcare.

When you work with me on Medicare or Marketplace health insurance, my strategy isn’t just to pick a plan and leave you with it. I give you a comprehensive review of your healthcare situation and can recommend additional coverage that may help fill the gaps, save you money, or even get you checks in the mail. I often recommend stacking on coverage for dental, vision, hospital stays, cancer, heart attack, stroke, and other major healthcare expenses.

And my work goes beyond health insurance. As someone who grew up on a farm and ranch, I believe farmers and ranchers are already stretched too thin in most cases, and too often the wrong people are getting wealthy in our industry. That’s also why I help families with financial and retirement strategies that can protect them from catastrophe, improve cash flow, and help them hold on to more of what they’ve built.

As a current MBA candidate, I’m using Old Western Insurance and my degree program to work toward making rural communities stronger. When you work with Old Western Insurance, you’re supporting agriculture and rural families nationwide.

— Clay Murdock
💬 Talk to an Expert Today!
Call or Text: 855-701-7113
📞 Get a Free Quote
REAL CLIENT EXPERIENCES

Testimonials

“

I’m so glad Clay helped me figure out what was going on with my insurance. Medicaid kept asking me for paperwork and they kicked me off my plan, and I was paying way too much on Original Medicare! The new plan with Aetna paid $24,000 for my hospital stay.

DeMeris M. Isabel, SD
“

Clay helped reduce the cost of my health insurance $1,600 per month last night! I did not have an attentive agent before working with him!

Brenda M. Malta, MT
“

Thank you again for what you have done for me. The $137/month I get from United Health Care for health items has really come in handy during my current health issue. I have used it for OTC items I could not afford otherwise, and the zero medication co-pays have also been important.

Lane L. Kalispell, MT