Hidden Costs. Surprise Bills. Feeling Stuck?
If you’ve ever felt blindsided by what your health insurance didn’t cover, you’re not alone.
Hospital stays, prescriptions, ambulance rides, and even medicare home health care or home health care insurance costs can add up fast. These aren’t small expenses—they’re some of the biggest out-of-pocket costs seniors face in retirement.
And the worst part? Most people think they’re protected… until it’s too late.
You Don’t Have to Worry About All That Now!
You Can Join the Hospital & Prescription Cash Back Program!
This is a state-regulated add-on plan that puts money directly back in your pocket on top of your existing health plan.
This isn’t a replacement for your Medicare or other health insurance. You keep that!
Think of it as a gap-filler, a safety net, or a cash benefit health insurance that gives you money back for expenses your plan leaves you paying out of pocket. Even if you have $0 copays, you can still get this plan and pocket the rest! In many cases, the full cost can be refunded monthly with a rebate.
And in many cases, the full cost of the program can be completely refunded every month with a rebate!
While the program doesn’t accept every person the underwriting to get approved is just 4 short questions.
Click “Get Your Cash Back Benefit” to schedule your free benefit review for this special program.
Why not turn your hospital stay, health problem, & prescriptions into Cash Back in your pocket instead of cash OUT of your pocket!?
Total Cash Back Available: $262,720!
This Plan Deposits Cash Directly Into Your Bank Account!
Use any of these services and you get cash back!
It’s like insurance for your insurance. Use the cash back to pay for your plans crazy health insurance copays. You get the full amount each time a listed service is received. Pocket the difference!
If your plan has a $0 copay for any of the services used you keep the full cash back amount!
So, How Does It Work?
Cash Deposited Directly to your Account when a covered event occurs, usually within 3 days!
Keep your existing health insurance plan. Add this on top!
Hospital Stay Coverage: Get paid up to $300 per day, up to 10 days, $3000 Max!
In-Home Nursing Care: $300-$600 per day for up to 360 days—perfect if you rely on home care insurance or medicare home health care
In-Home Aide Support: $150 per day for 120-180 days of an aide helping with chores like cooking, cleaning, laundry and daily tasks!
Prescription Reimbursement: Up to $60/month per person (even if your copay is $0!)
Ambulance Benefit: Up to $500 per trip!
Ages 40–85 may qualify
7% Household Discount available, marriage not required, just the same address
“I called and he got me approved that day.”
“I get to keep my Medicare plan I like and all the benefits it has. This has been a great addition so I don’t worry about the surprise co-pays of that plan. Clay got me such a big discount I only pay $6 to have this coverage!”
“They deposited the money directly into my account 3 days after I sent in my hospital and prescription bill.”
“My husband has had surgery so many times. We both got it now and it will pay for itself.”
See If You Qualify!
Easy Medical Approval
This plan does not accept everyone medically.
Approval can be same day! Only 4 health questions.
Free Coverage?
Many people qualify to have the full cost of the plan reimbursed monthly or get a big discount. Ask how!
Lock in your monthly reimbursement for life before they change the program!
Schedule a quick call with Clay or one of his agents and they will get you qualified today!
Old Western Insurance’s cash benefit health insurance add-on that works in tandem with your existing plan to give you money back when you use services like hospital stays, prescriptions, ambulance rides, or medicare home health care. Rather than replacing your current coverage, it acts as a supplemental safety net, filling in the gaps so you aren’t left footing surprise bills. The program even covers home health care insurance benefits such as in-home nursing care or aide support.
Especially aimed at older adults, this offering functions as a form of supplemental health insurance for seniors, helping protect against sudden out-of-pocket costs. If you already have Medicare or other coverage, the cash benefit kicks in to reduce financial strain—and you retain all your base plan benefits. It also complements home care insurance solutions by providing extra cash support when you need care at home.
Did You Know?
Did you know we’ve helped seniors throughout Billings, MT, Lockwood, The Heights, Roundup, Hardin, Chinook, Havre, and Glassgow save thousands with our supplemental health insurance for seniors? Our cash benefit health insurance program is designed specifically to fill the gaps left by traditional coverage and offer you extra financial peace of mind with trusted home health care insurance options.
Call Clay today to explore how you can get cash back on hospital stays, prescriptions, and home care insurance helping you keep more money in your pocket.
Call 1-855-701-7113
Common Questions About The Hospital & Prescription Giveback Program
Can I still get cash back for my $0 Prescriptions? I already don’t pay for them.
Absolutely! The great thing about this program is you just have to fill your prescriptions with your existing plan to get $15 for Generic Drugs and $30 for Brand Name drugs up to $60 per month with this plan. That’s $720 back per year!
If your prescription costs are really excessive ask about our Prescription Savings Program. Its another program that lets you get crazy expensive drugs directly from the manufacturer for only $48 a month.
How much does it cost?
If you are under 70 years old and have 2-4 prescriptions your net cost will be pretty close to $0 a month. Some people even MAKE MONEY off of just the $60 back for prescriptions each month.
If you are older than 70 you can still get up to $60 reimbursed per month for prescriptions. And one other qualifying health event like a hospital stay or ambulance ride will cover the rest pretty easily.
It’s kind of a cheeky retirement income trick if you expect a lot of health concerns too.
How do I know if I qualify?
Your licensed agent-usually Clay Murdock, the owner of Old Western Insurance-Will tell you on your scheduled call.
He will also make sure the way he sets it up is hand-tailored to your specific needs.
Can you help me save money other ways?
Yes, We know all the tricks and give advice on getting money back for all the Health, Life, and Financial Programs listed below and more!
See The Bonus Below!
While we can’t promise everyone will get qualified for the Hospital & Prescription Cash Back Program, checking your eligibility is a FREE SERVICE we provide at Old Western Insurance.
Since we are so busy with this program it’s best to grab a spot on our calendar for your free call.
Dates in blue are currently available.
For other dates or times please call or text: 855-701-7113.
Check Your Eligibility!!!
Plus! When You Book Today…
I’ll include a free personalized BONUS consultation to see if you qualify for:
✔ Food Card & OTC upgrades
✔ Medicaid or LIS programs
✔ Final Expense Reshop Savings
✔ Guaranteed Retirement Income Programs
✔ Additional benefits you may not know exist
We are always looking for ways to put more cash back into your pockets at Old Western Insurance.
Make sure to BOOK YOUR CALL to start with the Hospital & Prescriptions Cash Back Program today!
