We Put More Money Back in Your Pocket by Streamlining Medicare, Life Insurance, and Retirement Planning.

William "Bill" Murdock. Grandfather of Clay Murdock. Taught that "If you can't afford the cost of the insurance, you can't afford the problem the insurance is supposed to solve." emphasizing value and trust.

Whether you’re turning 65, planning for retirement, or just want better coverage, we’ll help you cut through the noise and keep more of your hard-earned cash.

Insurance and Retirement don’t have to be a wild ride.

We Do Old Western Values: Honesty, Hard Work, and Hospitality

If you’re here, you’re our neighbor!

“Our mission is to help seniors secure their future with simple, personalized, and effective insurance and financial solutions.

At Old Western Insurance, we blend modern expertise with timeless values—honesty, hard work, and a no-nonsense approach—so you can focus on what matters most: your family.

Our job is to ensure you get everything you’re entitled to and don’t miss out on opportunities because you didn’t know.

And our promise? A friendly, transparent conversation that leaves you in a better place than where you started.

These are Old Western Values—timeless and welcoming.

-Clay S. Murdock

- Dental & Vision - Prescription Drug Plans - Final Expense Life Insurance - Food Benefit Card - Medicare Advantage - Medicare Supplement - Hospital & Rx Cash Back Programs - Heart Attack, Cancer, Stroke Payouts - Annuities & Retirement Planning - Debt Relief -

- Dental & Vision - Prescription Drug Plans - Final Expense Life Insurance - Food Benefit Card - Medicare Advantage - Medicare Supplement - Hospital & Rx Cash Back Programs - Heart Attack, Cancer, Stroke Payouts - Annuities & Retirement Planning - Debt Relief -

Featured Products & Services

Medicare & Medicaid Guidance

Choosing the wrong healthcare plans can be costly and frustrating. Let us guide you through your options to make sure you get the care you need at costs that make sense.

Final Expense Insurance Comparison

With a brokerage portfolio of 80+ carriers we will make sure you have the Final Expense Life Insurance that protects your beneficiaries and saves you big money.

Estate & Retirement Planning

Retire confidently with tax free lifelong income that avoids market volatility. Legally establish your wishes through trusts, living wills, advanced directives etc.

- Dental & Vision - Prescription Drug Plans - Final Expense Life Insurance - Food Benefit Card - Medicare Advantage - Medicare Supplement - Hospital & Rx Cash Back Programs - Heart Attack, Cancer, Stroke Payouts - Annuities & Retirement Planning - Debt Relief -

- Dental & Vision - Prescription Drug Plans - Final Expense Life Insurance - Food Benefit Card - Medicare Advantage - Medicare Supplement - Hospital & Rx Cash Back Programs - Heart Attack, Cancer, Stroke Payouts - Annuities & Retirement Planning - Debt Relief -

How We Do Business

Vintage western style office scene of client reviewing insurance plan options with Clay Murdock at Old Western Insurance office in Montana.

Personalized Guidance

Old Western Insurance brokers across multiple carriers using tools like Spark to find the best Medicare and life insurance plans without being tied to one company.

We understand that everyone's journey is unique. That's why we take the time to listen, understand your needs, and provide tailored solutions that give you peace of mind for your golden years.

Modern Solutions

A desk with business cards displaying logos of various insurance and healthcare companies, including Cigna, Transamerica, Devoted Health Plans, Ethos, Lafayette Life Insurance Company, United Healthcare, Ameritas, Aetna, Humana, Spark, and Mutual of Omaha. There is a lamp on the left and a map in the background.

Our innovative approach combines cutting-edge tools with timeless values, ensuring you get the most efficient and effective solutions for your Medicare, life insurance, and retirement needs.

Competitive Name Brands

We partner with names in the industry that you recognize, we offer reliable state regulated and affordable plans that prioritize your security and satisfaction.

What Others Are Saying!

Brenda M. -Malta, MT

“Clay helped reduce the cost of my health insurance hundreds per month last night! I did not have an attentive agent before working with him!”

Five-star client reviews for Old Western Insurance, highlighting trusted Medicare and retirement planning services with exceptional customer satisfaction.
Mountain range at sunrise with a clear sky
Five-star client reviews for Old Western Insurance, highlighting trusted Medicare and retirement planning services with exceptional customer satisfaction.

Lane L. -Kalispell, MT

“Thank you again for what you have done for me.  The $137/mo. I get from United Health Care for health items has really come in handy during my current health issue, been dealing with the flu since Saturday.   I have used it for OTC items to help heal.  Items that I could not afford otherwise.  And the zero medication co-pays have also been important.”

Five-star client reviews for Old Western Insurance, highlighting trusted Medicare and retirement planning services with exceptional customer satisfaction.

DeMeris M. -Isabel, SD

“Oh, I’m so glad Clay helped me figure out my insurance.

Medicaid kept asking me for paperwork and they kicked me off my plan that was $0. I had to pay $300 per month for prescriptions and couldn’t see the dentist or get glasses.

The new plan with Aetna paid around $24,000 for one hospital stay. And I got $3000 back for my time in the hospital with the second plan he got me.

I pay about half for prescriptions. It’s like I’m making money on how he set me up.”

Meet The Boss

Hi, my name is Clay S. Murdock!

I’m the founder of Old Western Insurance, and the values I learned growing up as a fourth-generation Montana cattle rancher—hard work, honesty, and hospitality—drive my business. These are values I learned from my grandparents!

I lead a skilled and passionate team of product specialists and assistants. While you'll primarily work with me, you'll benefit from a talented team supporting you behind the scenes.

We treat you like a neighbor, focus on your unique needs, and use modern, compliant technology to simplify your experience.

Scroll down to schedule your no-cost consultation, and we’ll serve you with excellence!

Sincerely,

Clay S. Murdock

NPN 19270508

Licensed Insurance Producer and Financial Consultant

Clay Murdock’s grandparents smiling in a Montana bar, celebrating life and legacy—foundations of Old Western Insurance.
Clay Murdock, founder of Old Western Insurance, standing in front of the Yellowstone River in Billings, Montana.
Young Clay Murdock sitting with his grandfather at a family diner, Montana roots and values on full display.

Let us secure your future and find more money for you!

We do not charge for our one on one hand-tailored consultations.

Feel free to select a time that you are comfortable will work with your schedule. Due to demand, rescheduling missed appointments is not always available.

Dates in blue are currently available.

We can meet over the phone nationwide or in person if you are local.

For other dates or times please call or text: 855-701-7113.

Schedule Your Consultation

Don’t wait ‘til the horse is out of the barn to close the gate.
— Some Old Cowboy